Florida Private Investigator Practice Exam 2025 - Free Private Investigator Practice Questions and Study Guide

In Florida, private investigators are required to carry general liability insurance as it provides coverage for various risks associated with their work. This type of insurance typically protects against claims of bodily injury, property damage, and personal injury that may occur during the course of providing investigative services. Given the nature of their work, where interacting with clients, witnesses, and the public can lead to unforeseen incidents, having general liability insurance is critical in safeguarding a private investigator's business and finances.

Professional liability insurance, while important, is not specifically mandated for private investigators in Florida, although it may be beneficial in protecting against errors and omissions in their services. Auto insurance is necessary if a private investigator utilizes a vehicle for their investigative work, but it is not exclusively tied to the profession itself. Health insurance, while important for overall wellbeing, does not pertain specifically to the operations or risks associated with being a private investigator. Therefore, general liability insurance is the most relevant and essential type of coverage for practitioners in this field in Florida.